U.S. Consumer Privacy Notice Rev: 02/2011
Emergent Funding LLC



Emergent Funding LLC

FACTS WHAT DOES EMERGENT FUNDING LLC DO WITH YOUR
PERSONAL INFORMATION?
WHY? Financial companies choose how they share your personal information, which, under Federal law, means personally identifiable information. Federal law gives consumers the right to limit some, but not all sharing. Federal Law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
  • Social Security Number and employment information
  • Account balances, transaction history, and credit information
    • HOW? All financial companies need to share customers' personal information to run their every business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Emergent Funding LLC chooses to share; and whether you can limit this sharing.


    Reasons we share your personal information
    Does Emergent
    share?
    Can you limit
    this sharing?
    For our everyday purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
    Yes
    No
    For our marketing purposes - with service providers we use to offer our products and services to you (please see below the ways in which we contact you).
    No
    No
    For joint marketing with other financial companies
    No
    No
    For our affiliates' everyday business purposes - information about your transactions and experiences
    No
    No
    For our affiliates' everyday business purposes - information about your creditworthiness
    No
    We don't share
    For nonaffiliates to market to you - for all credit card accounts
    No
    We don't share
    For nonaffiliates to market to you - for accounts and services endorsed by another organization (e.g. debit card co-branded with a baseball team) "Sponsored Accounts"
    No
    We don't share
    For nonaffiliates to market to you - for accounts other than credit card accounts and Sponsored Accounts, such as insurance, investments, deposit and lending.
    No
    We don't share


    To limit
    our
    sharing
  • Call 1.877.249.8427. Please provide your account number, name, phone and your desire to limit sharing.
  • FAX 1-877-216-7339. Please provide your account number, name, phone and your desire to limit sharing.
  • Email office@emergentfunding.com. Please provide your account number, name, phone and desire to limit sharing.
    Please note: If you are a new customer, we can begin sharing your information 45 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
    • To limit
    direct
    marketing
    contact
  • Call 1.877.249.8427. Please provide your account number, name, phone and your desire to stop marketing
  • FAX 1-877-216-7339. Please provide your account number, name, phone and your desire to stop marketing.
  • Email office@emergentfunding.com. Please provide your account number, name, phone and desire to stop marketing.
    Please note: Direct marketing is email, postal mail and telephone marketing. Your telephone and postal mail opt-out choices will last for five years, subject to applicable law. Even if you limit direct marketing, we may still contact you to service your account or as otherwise allowed by law.
    • Questions?
    		Call 1.877.249.8427 or email office@emergentfunding.com.


    FAQ:
    Who is providing this notice?
    Emergent Funding LLC
    How does Emergent Funding protect my personal information?
    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. For more information, contact office@emergentfunding.com
    How does Emergent Funding collect my personal information?
    We collect your personal information, for example, when you:
  • open an account
  • apply for a loan
  • seek advice or request payment assistance
    We also collect your personal information from others, such as credit bureaus or affiliates.
    • Why can't I limit all sharing?
    Federal law gives you the right to limit some but not all sharing related to:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market you
  • sharing for nonaffiliates to market to you State laws and Emergent Funding LLC may give you additional rights to limit sharing.
    • DEFINITIONS:
    Affiliates: Companies related by common ownership or control. Emergent Funding has no affiliates.
    Nonaffiliates: Companies not related by common ownership or control. Emergent Funding has no nonaffiliates.
    OTHER IMPORTANT INFORMATION:
    Do Not Call Policy: This notice is the Emergent Funding LLC Do Not Call Policy under the Telephone Consumer Protection Act. We do NOT solicit our products via telephone, unless the law permits. If you communicate with us by telephone, we may monitor or record the call.



    PO Box 190489 www.emergentfunding.com PHONE: 877-249-8427
    St. Louis, MO 63119-6489 Installment Loans for the Busy Professional FAX: 877-216-7339